The biggest difference between an IRA CD and non-IRA CD is the tax consequences. IRAs (Individual Retirement Accounts) can contain a variety of investments , such as mutual funds, bonds, realestate, and of course CDs.
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4.50% 12-Month Jumbo CD at Kemba Credit Union in Ohio. Thursday, October 23, 2008 - 8:47 AM CT by Ken - Bank Deals Guy.
Kemba Credit Union has a competitive rate on its 12-month certificate. The yield is 4.25% APY for a minimum deposit of $500. Jumbo certificates receive an extra 25 basis points.
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Bank Deals - Best Rates and Deals: 4.50% 12-Month Jumbo CD at …
Best certificate of deposit rates are reserved for larger deposits, such as “ Jumbo CDs ” with minimum deposits of $100000. Nevertheless, there are some financial institutions that offer lower interest rates for their Jumbo CDs .
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If you invest in a new CD and it matures before or on 12/31/09, you will be covered up to $250000 (assuming you have no other deposits). If it matures after 12/31/09, whatever amount is above $100000 has the potential to be uninsured.
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